Buying

If you’re looking for an unforgettable buying experience, you’ve come to the right place. Buying made easy.

 

Purchasing a property can be one of the most stressful decisions you ever make, but it doesn't have to be. When buying with Steven, you get the resources, knowledge and confidence you need to make your experience enjoyable and successful. Be sure to download our FREE Buyer's Guide to learn more.

Educate yourself! Download my Buyer's Guide

If you’re reading this, you’ve decided to take the first steps towards home ownership! As exciting as this process is, there are a few things you should consider to ensure that you are prepared to have the best home buying experience possible.
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10 Steps to Purchasing a Property

A two-story house with brick exterior and a driveway with a tree in the front yard

1. Download our buyer's guide and educate yourself on the process

Most people just get on a website like mine and start shopping before they even know what goes into buying a property. The more you know about what you are doing the better experience you will have. Download our buying guide above.

 

A two-story, single-family house with a brick exterior, a covered porch, and a bay window

2. Choose the right Realtor

A Realtor is so much more than someone who just takes you in showings. The true strength of a Realtor is in the additional value that they bring to the table. Your Realtor should introduce you to the best mortgage broker, lawyer, moving company etc. Your Realtor should know the neighbourhood that you are looking at inside and out. Your Realtor should be an expert negotiator and provide insight into how much you should spend on a particular property.

A cozy living room with a plush couch and a sleek coffee table

3. Sit down with a mortgage professional

The biggest mistake that most buyers make is going online and using a “what can I afford” calculator to determine their budget. The first step that every buyer should take when purchasing a property is to sit down with a mortgage professional (not your part time cousin) to determine how much you can afford.

A modern living room with a fireplace

4. Focus! Choose a neighbourhood

The city is a big place with a lot of properties. The more you focus the better chance you have of finding the best property for the best value. If you try to look in too many places it’s like finding a needle in a haystack and ultimately it will leave you frustrated.

A sleek and modern kitchen with white cabinets and quartz countertops

5. Create a list of wants vs needs. (checklist in our buyers guide)

Of course we all want a west facing property with views of the city, a massive balcony, split bedrooms and a massive kitchen island. The reality is if you include too many wants in your search you may be left on the sidelines for a long time. Make sure to properly balance your wants vs needs and be realistic about what’s available.

A spacious living room with a large, comfy sectional couch that takes center stage

6. Start your search with automatic property updates

Now you can start your property search, and every serious buyer needs to be getting automatic property updates. It’s a crazy competitive market out there right now and buyers need every advantage they can get. Our automatic property updates services makes sure that you get the properties that Stevener most to you delivered to your inbox the second they hit the market. This is 24/48 hours faster than you will see listings on Realtor.ca or most other Realtor’s websites!

An aerial view of a lakeside mansion with a private dock

7. Make an offer based on comparables

Once you find the perfect place you need to move fast! We don’t ever rush our clients, but if you have properly prepared it won’t feel rushed. We know how hard it is to find amazing places and we simply want our clients to have them! When making an offer your Realtor will protect your best interests by including conditions with the offer and negotiating with a maximum price in mind to ensure you don’t overpay or go past your comfort level.

An aerial view of a modern house with a pool and a stunning sunset over the lake

8. Deliver the deposit check

Once an offer is accepted (even before it goes “firm”) you typically have 24 hours to deliver the deposit check to the seller. The deposit amount is negotiated during the offer process but it is typically 5% of the purchase price. If you deliver the check even 1 minute more than 24 hours, the deal is technically void. Moving money isn’t always fast so make sure to have your deposit prepared in advance.

A stylish foyer with a black and white checkered floor

9. Waive any conditions

If your offer contained conditions like a finance condition, you have a specific amount of time to “waive” the conditions or the deal will become null and void and your deposit will be returned to you. If you waive the conditions, the deal becomes “firm” a and you are obligated to now close on the property. Neither side can back out at this point.

sleek and stylish modern house with large windows and with a two-car garage and a driveway

10. Close the deal with your lawyer and mortgage team, and get the keys!

Your lawyer and mortgage broker will set up meetings with you for a couple of days before closing to sign off on the final documents. At this point your job is to book the movers and get your finances in order. The lawyer will let you know exactly how much you need to bring with you when you meet, but it will include the remained of your downpayment, land transfer tax and legal fees. Once you have done that, you get the keys to your awesome new property!

Testimonials

Rezvan S.

Rezvan S.

Steven is one of the best agents that I have worked with. He is very professional, always cares about his clients and provides outstanding customer service. In one word, he is awesome. I highly recommend him. Thank you Steven.
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Emmanuel G.

Emmanuel G.

I had an amazing experience working with Steve and will use him for years to come. I highly recommend him as an agent as he always prioritizes your needs. Very helpful and his market awareness is second to none. 10/10 Recommend.
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Ryan B.

Ryan B.

Steven is the best. Was extremely efficient with finding the best condos to suit our requirements. Quick to schedule and show them ensuring we got exactly what we wanted. Negotiated in our best interest to finalize well under o...
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Walter B.

Walter B.

Steven did an awesome job for us and got our condo sold quickly at a price we were very happy with. He looked after all the details and provide good advice. He knows what’s happening in the real estate market. I would definitel...
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Having built lasting relationships with satisfied clients, Steven understands that there is more to a transaction than negotiating the deal in your favour.

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